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Robert T. Hoyt, Jr.


Bob founded PayUSA in 1969. From first year sales of $27,000, Bob has grown PayUSA into a multi-million dollar Payroll Service with an exceptionally qualified staff and a foundation in customer service excellence. Prior to starting PayUSA, Inc., Bob worked for four years as a Marketing Manager with Univac computers. Before that his first job was with General Electric where he worked as a sales engineer for twelve years in seven locations. Bob received Bachelor of Arts and and Bachelor of Science Degrees, cum laude, from Lehigh University along with a commission in the US Army Corps of Engineers.

Christian C. Hoyt, CPP

President, Chief Executive Officer

Christian joined Pay USA in 1990. He spent the first ten years at Pay USA learning the business from the ground up.  Succeeding his father as President in 2004, Christian now focuses on new business and client satisfaction.  Under Christian’s leadership, Pay USA has grown to over 1000 clients.  He is proud to be a local business owner serving the Delaware Valley.

Christian is a member of the Main Line Chamber of Commerce and has served as a board member on their non-profit arm, the Main Line Chamber Foundation, for many years.  He is the past president of the Ardmore Rotary and has been an active Rotarian since 2000.

Christian received a bachelor's degree in the double major of History and Political Science from Duke University. He became a certified payroll professional (CPP) in 1997.

Karen Duncan

Vice President, Chief Operating Officer

Karen joined PayUSA in 1995 with the responsibility of building their tax services division. Having seen it grow 10 times over during her tenure, she is now the Director of Operations. Karen has more than a dozen years of payroll and tax experience. She has shared her expertise by speaking at numerous industry conferences on the subjects of payroll tax filing and electronic tax remittance.

Karen earned a Bachelor of Science in Business Administration, Accounting from Drexel University.